Bank of Baroda, one of India’s largest public sector banks, is hiring Business Correspondent Coordinators on a contractual basis for Morbi District, Gujarat. This is an excellent opportunity for banking professionals, retired bank employees, and graduates to contribute to financial inclusion initiatives. The role involves supervising business correspondent agents, monitoring rural banking services, and ensuring quality customer engagement across identified villages and service areas.
Job Details
| Aspect | Details |
| Organization | Bank of Baroda (PSU Bank) |
| Job Title | Business Correspondent Coordinator |
| Location | Morbi District, Gujarat (under Surendranagar Regional Office) |
| Employment Type | Contractual |
| Total Vacancies | 01 (One) |
| Department | Financial Inclusion |
| Application Method | Offline/Hard Copy by Post |
| Official Website | www.bankofbaroda.com |
Advertisement No.
Jobs In Tamil Nadu
Advertisement dated 21-11-2025 (Application-Form-21-28)
Post and Vacancy Details
| Parameter | Details |
| Post Name | Business Correspondent Coordinator (BC Supervisor) |
| District | Morbi |
| Regional Office | Surendranagar |
| Number of Vacancies | 01 |
| Job Category | Banking & Financial Services |
| Designation Level | Supervisory Officer Level |
| Contract Duration | 36 months (subject to annual review) |
Eligibility Criteria
For Retired Bank Employees:
- Retired officers (including voluntarily retired) of any bank (PSU/RRB/Private Banks/Co-operative banks) up to the rank of Chief Manager or equivalent
- Retired Clerks and equivalent of Bank of Baroda with JAIIB qualification and good track record
- Minimum 3 years rural banking experience required
- Maximum age for continuation: 65 years
For Young Candidates:
- Minimum qualification: Graduate with computer knowledge (MS Office, email, Internet)
- Preferred qualifications: M.Sc. (IT), BE (IT), MCA, MBA
- Age group: 21-45 years at the time of appointment
- Maximum age for continuation: 65 years
Geographical & Other Requirements:
- Candidates must be resident of Morbi District or adjoining districts
- Proficient in local language and dialect (reading and writing)
- Willing to visit villages in the district for supervision and periodic field activities
- Must have accommodation near nodal branch (within district only)
- Selection cannot be made from other states
- KYC & CIBIL score verification mandatory
- Police verification required before duty assignment
- Those with adverse record, termination, or dismissal history not eligible
Educational Qualification
- Minimum: Any Graduate (Bachelor’s Degree)
- Preferred: M.Sc. (IT), B.E. (IT), MCA, MBA
- Additional: JAIIB (for retired bank employees) or IIBF BC Certification (within 2 months for new joiners)
Experience Required
- Minimum Experience: 3 years rural banking experience (mandatory for all applicants)
- Preferred: Background in banking, finance, or financial inclusion activities
Age Limit
- For Recruitment: 21-45 years at the time of appointment
- For Continuation: Maximum 65 years of age
Salary Details
Monthly Remuneration Structure:
| Component | Amount |
| Fixed Component | Rs. 15,000/- |
| Variable Component | Rs. 15,000/- |
| Conveyance Allowance | Rs. 4,000/- per month (for BC location inspection) |
| Mobile Expenses | Rs. 200/- per month (Fixed) |
| Total Monthly (Approx.) | Rs. 34,200/- to 38,200/- |
Additional Benefits:
- IIBF BC certification registration fee reimbursement (one-time)
- Leave entitlement: 2.5 days per completed month
- Extraordinary Leave on Loss of Pay (ELOP) up to 60 days during engagement (maximum 2 times)
- Performance-based variable component adjustment monthly
Roles and Responsibilities
- Monitor and supervise Business Correspondent (BC) agents assigned
- Ensure banking services availability in identified villages, Sub-Service Areas (SSAs), and Non-SSAs
- Educate BC agents about their roles and responsibilities
- Resolve customer and BC grievances; submit feedback to link branch and Regional Office
- Conduct community meetings to promote banking services; submit reports to Regional Manager
- Visit assigned villages, SSAs, and BC points at least once monthly; submit reports to Deputy Regional Manager
- Monitor and control BC activities in coordination with link branch
- Ensure BCs remain operational during working hours and transactions follow prescribed guidelines
- Prevent offline transactions at BC points
- Ensure BCs engage in cross-selling of bank and third-party products
- Monitor recovery of bank dues through BCs
- Conduct financial literacy sessions with villagers and communities
- Ensure proper display of guidelines and compliance boards at BC points
- Verify system-generated slip issuance to customers only
- Collect customer feedback on BC agent functioning; submit to Regional Office
- Plan and organize camps for achieving various business targets
- Coordinate BC appointments with branches and service providers; manage attrition
- Display field BC and officer details in villages
- Interact with link branch, Regional Office, and Corporate BCs for improvement suggestions
- Arrange training programs on technical updates and operational guidelines
- Monitor BC performance through dashboard system
- Fixate and monitor monthly targets for BCs; evaluate performance
- Monitor business development against targets in assigned areas
- Perform quarterly cash verification with BCs
- Undertake any other duties assigned by the bank
Selection Process
- Selection through interview process
- Committee headed by Regional Head will conduct interviews
- Performance evaluation based on various parameters
- Police verification mandatory before duty assignment
- KYC and CIBIL score verification at appointment
Performance Review & Contract Renewal
- BC Supervisors report directly to FI (Financial Inclusion) Coordinators at Regional Office
- Deputy Regional Heads review performance on monthly basis
- Annual performance review before contract renewal
- Renewal based on performance in preceding years
- Scoring matrix parameters set by Financial Inclusion Department
Termination of Services
- Either party can terminate contract with 30 days’ notice
- Bank reserves right to terminate instantly for unsatisfactory conduct or misbehavior
- Regional Head authority for termination decisions
- Fraud involvement leads to blacklisting across all zones/regions
- Non-compliance with IIBF BC certification results in penalties:
- Months 3-6: Rs. 1,000/- deduction from fixed component
- Months 7-12: Rs. 2,000/- deduction from fixed component
- After 12 months: Contract not renewed
How to Apply
- Download prescribed application form from Bank of Baroda website
- Fill in all details accurately and completely
- Attach all supporting documents as per enclosure list
- Submit hard copy only (no email/online applications accepted)
- Superscript envelope: “APPLICATION FOR THE POST OF BUSINESS CORRESPONDENT COORDINATOR ON CONTRACTUAL BASIS”
- Send to:
Bank of Baroda Regional Office
Surendranagar Region
Millennium Plaza-2, 4th Floor
Upasana Circle, Wadhwan
Surendranagar – 363002, Gujarat
Instructions
- Only hard copy applications will be considered valid
- All documents must be in original or attested copies
- Incomplete applications will not be processed
- Providing incorrect information leads to disqualification at any stage
- Once disqualified, candidate cannot participate in future BOB recruitment
- Retrospective disqualification applies if false information detected later
- Bank reserves right to accept/reject applications at any stage
- Bank may increase/decrease vacancies or cancel recruitment without notice
- IIBF BC certification mandatory within 2 months of joining (retirement exemption if JAIIB/CAIIB completed)
- Leave notice: Minimum 7 days for leave exceeding 3 days
- Weekly offs and public holidays counted as part of leave
- Candidates must confirm willingness to work in assigned district
- No inter-state transfers permitted
Important Dates
| Event | Date |
| Advertisement Date | November 21, 2025 |
| Last Date for Application Submission | December 11, 2025 |
| Interview Process | To be notified separately |
| Contract Start Date | As per selection and offer |
| Contract Duration | 36 Months (subject to annual review) |
Required Documents/Enclosures
- Copy of Aadhaar Card & PAN Card
- Copy of document with current address (if different from Aadhaar)
- Copies of 10th, 12th, Graduation, and Post-Graduation Certificates (as applicable)
- Copy of employment proof from previous organization
- Two reference letters with name and address
- Police verification clearance (will be arranged by bank)
Important Links
- Bank of Baroda Official Website – www.bankofbaroda.com
- Notification Link – Click Here
Terms & Conditions
- Declaration on application form must be signed confirming accuracy of information
- All terms and conditions of the advertisement are binding
- Legal jurisdiction for any disputes: Location to be specified by applicant
- Candidates will not claim permanent employment based on contractual engagement
- Bank reserves all rights regarding recruitment process
- Grievance redressal mechanism through Financial Inclusion Department
